Legal Protections for Vulnerable Loved Ones
Disability & Special Needs Planning in Ellicott City, MD
Ensure the Right Legal Protections Are in Place
When a loved one is unable to manage their affairs due to age, disability, or incapacity, having the right legal protections in place is critical. Whether you need to establish guardianship for an aging parent or a child with disabilities, or you want to secure long-term financial stability through a Special Needs Trust or an ABLE account, our experienced special needs planning attorneys in Ellicott City and Howard County can help.
Let’s create a plan that protects your loved ones.
How We Help with Disability & Special Needs Planning
Guardianship Alternatives
When an individual cannot make financial, medical, or legal decisions on their own, guardianship may be necessary, but less restrictive alternatives need to be evaluated. We assist with:
✔ Alternatives to Guardianships – Ensure proper support providers and decision-makers are able to assist when appropriate.
✔ Designation of Guardians for Minor Children – Arrange for caregivers in the event a minor child loses their parents.
✔ Representative Payee Status – Guidance through the process of becoming the representative payee.
Special Needs Trusts & Disability Planning
Protecting the financial future of a loved one with disabilities requires strategic legal planning. We offer:
✔
Special Needs Trusts (SNTs) – Preserve eligibility for government benefits while securing financial resources.
✔ ABLE Accounts – A tax-advantaged way to provide for disability-related expenses without disrupting government benefit eligibility.
✔ Supported Decision-Making - Designate appropriate support providers without sacrificing independence and dignity.
Capacity & Competency Legal Planning
When cognitive decline, mental illness, or developmental disabilities impact decision-making, legal planning is key. We help with:
✔
Powers of Attorney & Healthcare Directives – Appoint trusted individuals to make financial and medical decisions.
✔ Dementia & Cognitive Decline Planning – Ensure long-term care and asset protection for those with Alzheimer’s or other conditions.
✔ Guardianship Alternatives – Determine whether an alternative to Guardianship may be appropriate and effective.
FAQ: Guardianship & Special Needs Planning
When is a guardianship necessary?
Guardianship is required when an individual is unable to make legal, financial, or healthcare decisions due to age, illness, or disability. This applies to incapacitated adults, individuals with severe cognitive impairments, and minors without parental care.
What is the difference between a Special Needs Trust (SNT) and an ABLE Account?
A Special Needs Trust (SNT) is used to hold assets without affecting eligibility for Medicaid and SSI benefits, while an ABLE Account allows individuals with disabilities to save up to $100,000 without impacting benefits. The best option depends on the individual’s financial situation and care needs.
Can I appoint a guardian in advance?
Yes! Through advance directives, powers of attorney, and standby guardianships, you can legally designate a guardian in case one is ever needed. This can prevent costly legal battles and ensure your loved ones receive the care and oversight they deserve.
How do I challenge a guardianship in Maryland?
If you believe a guardian is unfit or unnecessary, you can petition the court for removal or modification. Our attorneys can help contest or defend guardianship cases based on the best interests of the individual.
Still have questions? Let’s talk.
Legal protections for vulnerable loved ones start with a solid plan.
Our Ellicott City special needs attorneys can help you navigate the legal process with confidence.
Take the first step today